Thanks for your comment on my site. I wanted to mention, because it is a pivotal matter relative to the issues with Chase and pending lawsuits, the (so-called) “$10 per month maintenance fee” is a finance charge. Accordingly, whatever finance charge a customer may have had “Until the balance is paid in full” has indeed been altered.

I am not just being picky about this in correcting the record on your site (or when people comment on my site), rather, this is definitely part of Chase’s PR spin strategy, to minimize the issue by calling it a service charge, a fee, and the like. But, the fact is, Chase messed up with its own fine print (as I pointed out to Chase Card Services CEO Gordon Smith, in a certified letter sent to him on December 3, 2008). As stated in the change in terms notice, I quote (panel 2 of 2):

“The charge is $10 per month ($120 total annually), and it is a finance charge.”

A copy of the actual change in terms notice, the aforementioned letter, and several other related documents can be found under the link category “Correspondence” on my site.

Best wishes to you, too.